New Google Checkout $10 off

Pay money using new Google checkout with $10 off.

Free 4x6 digital photo prints

The following are the sites that offer free digital prints. Usually new members only but from time to time you can get free photo print coupon codes.

Dotphoto :

" 100 FREE prints offer:
Upon joining dotPhoto, you will receive 100 FREE 4x6 prints to be used within 30 days. Shipping not included. Limit one per person, e-mail address, household, family, camera, credit card and computer. All credits must be redeemed in your own account and will expire within 30 days of joining. To check the status of your print credit, click on "My Account" after you join."

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ClubPhoto

-20 free prints

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SnapFish

- 30 free prints new customers only

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Shutterfly

- free 11 x 14 poster size print
code: AM3A-8D76-KGJZ-8FTAZF

- 15 free prints

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PhotoThru

- 20 free prints + 2 photo CDs

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Yorkphoto

- 20 free prints

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PhotoWorks

- 25 free prints
or 50 using coupon code "C594-38-5104-11"

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WinkFlash

- 50 free print using coupon code "AB784EW5"

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FujiFilm

- 20 free prints

The most expensive cities to live

The latest data from AP

Moscow is now ranked no.1 on the list. Seoul in next on the list.

Well, the survey just give you a raw picture as how people are living at that particular place. It measures anything from housing cost, salary, qualilty of living, and many other facotors.

10 things you can do to save some money

These days, advertisers can reach consumers from all sorts of mediums you can imagine. They might like you as a person but one thing they want you to do is to buy from them. If you are not careful or not pay attention, you will be overpaying for things.

There are so many ways to save money just by becoming a smarter consumer or change your spending habits. The following are some ways you can do to stretch your money, so that you get more from the same money you spend.

1. Get a good credit card or use a
debit card

Cancel credit cards with membership fee, department store cards ,high interest rates. Department store cards are amount the highest interest rate cards. Don’t fall for that 10 % off purchase. The interest they charge might up to 30%.

There are so many good cards deals out there, some offering $100 reward, like SonyCard, Citi Card. Apply only the cards with no annual fee cards, low interest 0% APR for a year or so.

Don’t spend on the things you can’t really afford. Use debit because what you have in your account is what you can spend. Don’t use credit card is the best policy but if you can payoff the debt in full or regularly then apply for the rewards cards. For every dollar you spend you can earn points for airline tickets, gas, and merchandise. Also consider the cash back cards.

2. Don’t go to the movies

With move tickets cost over $10 nowadays plus the cost of popcorn and the sodas, you can easily spend $30 to $40 dollars a trip for 2 people.

Use DVD rental service from Netflix, BlockBuster. For a small monthly fee, they will send you the movie in the mail, you can watch the movie as long as you want with no late fees. Or you can download free movie online with P2P or torrent sites.

Many movies have the free advance screening for the people before the release date. You can often find them at Timeout.com , entertainmentweekly.com

3. Don’t join health club

I want everyone to be fit but you don’t have go to the health clubs to get in shape. You need to eat right and get enough sleep. Do some exercise like jogging, basket ball, swimming pool, running, bicycling.

Use guest pass if possible. Save the enrollment fee and the monthly fee for better use. And it can hurt your credit score if you miss the payment.

4. Shop online

Online shopping is nothing new and it is much saver now. Some people only shop online and never go to B&M stores. The benefits for shopping online are lower prices ( some offer price match, lowest price grantee ), don’t need to pay sale tax.

Sites like shopping.com, pricegrabber.com,deal.com offer price comparison services. So, you know you got a good deal. Some even pay you when you shop, like Ebates .

5. Don’t buy books or magazines

Public libraries and the internet are the best place to find the information you need. Try subscribe magazines and you can get much cheaper price per magazine. Free magazines and online magazine are more and more popular. Just look around and search.

-Magazines.com Freebizmag.com

6. Say no to extended warranty

Don’t feel pressured by the salespeople. They will to convince you to spend extra bucks for protection that isn’t necessary. In most cases you will need to pay more to get the things fixed.

Consumer products are very durable now, they last, last and last forever. That’s why manufacturers introduce new products to the market to lure people to buy to replace the old ones. So, it is not worth the extra dollars for the warranty when the product will be outdated in a short period of time. Save it for the next purchase instead.

7. Dining out for less

Use dining certificate can greatly reduce the cost of dining out. You can get a $25 certificate for $10 at restaurant.com. You can also use coupons from the entertainment book. Many fast food restaurants give out coupons too.

Besides going out, why don’t you cook for yourself. You never know who is preparing the meal in the kitchen, but when you do it yourself, you don’t have to worry about it. You can learn to cook just by watching TV. Food network has many shows to watch. Learn from the great chefs.

8. Avoid ATM fees

Financial intuitions often charge non-member users using their machines. Why you have a fee to withdraw your own money. Use the ATMs that your bank owns. Be aware your own bank not charging you for not using its own ATM networks. Open account different account from different banks, so that you can get the most ATM courage.

Some banks do offer ATM refunds:

- Etrade : if you maintain a balance of $5,000

- First internet bank: offers up to $6/month when you maintain $500

- TD Banknorth : no minimum balance, unlimited free transactions

Find out free ATM locations at SUM, Allpoint

9. Don’t smoking cigarette

I don’t know why people smoke. It is not good for your health and you don’t needs cigarette to survive.

I know it is an addiction but don’t let it control you. Cigarettes are heavily taxed; it is not worth the price you are paying for. Let’s say you smoke a pack a day that costs $5 for a year, then you are giving $1,825 away. That is a large sum of money isn’t it.

10. Buy hybrid cars

Gasoline price have increase during the last few years. When you are relying on automobile to make a living, it could have significant negative effect on your income. Hybrid car is the way to go, If you want to save on gas. You can get as much as 100 % more mileage for the gallon of gas. There will be more hybrid vehicles on the market in the future to choose from. Right now, Toyota prius and Honda Insight Hybrid can get up to 60 mpg. That’s a lot of mileage for a gallon.

http://debtgone.blogspot.com/ 06-2006

Register your free domain names today, only 8 days left !

1 and 1 is offering free .info domain registering for up to 5 different names. Register your .info domain names now before someone gets the name you want and while it is still free. It has free private domain at no extra cost unlike some hosts hit you with hidden. Only 8 days left.

-With hosting plan starting at $ 2.99

-ICANN fee included

- 5 GB web space and 250 GB traffic

-free 1 GB mailbox

-24/7 phone and email support

-1 blog

-1 photo gallery

-search engine tools

and many more great features !

last thing it has 90 day money back ! You can't beat that !

I tried Yahoo, it costed 2.99 but without private domain and when I canceled it, I got no refund. Tags: Domain, Domain name, .info, website

My SonyCard has arrived

Today, I got the SonyCard in the mailbox after few weeks of waiting. The card has $2000 credit which isn't bad and $400 for cash advances.

All I need to do now to activate the card and make a purchase then wait for the $100 reward apply to my reward card.

Now I will need to think about the CitiCard, should I apply right away or just before the expiration date.

CPI index

Check out the latest numbers May 2006 !

Tags: CPI, Inflation, Energy, Medical care, living cost

Spoof email

This is what a spoof email looks like. Don't fall for it!

"We regret to inform you that your eBay account has been suspended due to the violation of our site policy below: False or missing contact information - falsification or imitation your name, address, and/or telephone number (including use of fax machines pager numbers, modems or disconnected numbers). Due to the suspension of this account, please be advised you are prohibited from using eBay in any way. This prohibition includes the registering of a new account. Please note that any seller fees due to eBay will immediately become due and payable. eBay will charge any amounts you have not previously disputed to the billing method currently on file."

The following is a new one I just recieved.

US Treasury Missing Trillions

I can't stand it ! Find out for yourself here...WhereIsTheMoney.Org What is going on in this country ?! Is there anyone care? Well, just go shopping like normal.

Tags: US Treasury, wasting money

Free Stuff Only from eCost.com

eCost.com has some items for free after rebate.

- Optical mosue

- 512 mb USB 2 thumb drive

- photo paper

-ringtone studio

- and some more..

How to find your unclaimed money

There are many sites that can help you find your unclaimed funds or properties. Just do a search and see what comes up, you might find a few dollars or even thousands in some cases.

1. MissingMoney.com

2. NUPD.com

$100 Gift card from Citi reward card

Great another good credit card deal. This time it's from Citibank. You make a purchase within 3 months of opening the account and you will receive 10,000 bonus points which can be redeemed for a $100 gift card. This card has some nice perks too. Apply before 8/15/06. I am still waiting for my Sony card, so I would wait for a little. Still got a few weeks left. $100 gift card would make me live a little easier.

offer code F1F4
-0 % APR on balance transfers until 7/1/07
-No balance transfer fee
-No annual fee

New color of money !

The 10 dollar bill has a new makeover which has been in circulation since March 2 2006. My friend showed it to me and I thought it was a countefreit. I wasn't sure but I liked it more than the old ones. Since, it is more colorful and has some nice features.
Want to explore more? There is an interactive presentation about the new $10,$20,$50.